Third-party liability cover and multimedia coverage


Third-party liability coverage protects you financially in the event that you cause injury or damages to others. This is why it is essential.

You or your relatives could, unintentionally, be liable for an accident, either to property or persons, or both. Depending on the damage caused, the costs can rapidly reach a very high level. That is why third-party liability coverage is essential. It covers you for all the costs you are liable to pay to a third party following an accident or damages for which you are responsible.

GoodStart third-party liability insurance  is a product of Bâloise Assurances Luxembourg and offers you complete protection adapted to your needs so that you and your relatives are covered, both inside and outside your home, for damages caused to third parties.

So, for just €47 per annum, our third-party liability insurance gives you the following coverage and sums insured:
  • When walking or cycling
  • When playing sport
  • For damage caused to other people by your pet
  • For damage caused to other people by your household electrical or garden appliances
  • Up to a sum of €6,000,000 for personal injury
  • Up to a sum of €6,000,000 for damage to property

Under Luxemburgish tax law, third-party liability insurances are deductible from your annual income tax, subject to a maximum deductible sum of €672 per annum and per person. In terms of the deduction of your insurance premiums,  please refer to our explanatory videos.

Your favourite belongings, smartphone, guitar, computer or bicycle mean a lot to you? Then you definitely should consider our multimedia and leisure item coverage.

In fact, for €50 per annum, your belongings are covered by our multimedia and leisure item insurance in the event of theft, falling, collision, deterioration or entry of a foreign body.

Mobile Equipment

Fixed equipment

Leisure items

Multimedia and leisure item insurance relates to the following items:

  • Mobile equipment: mobile telephone, tablet, smart watch, GPS etc.
  • Fixed equipment: television, PC, laptop, Hi-Fi system etc.
  • Leisure items: camera, video camera, sports equipment, musical instrument etc.